Welcome to Real Estate Finance Group

Real Estate Finance Group has been a top Knoxville mortgage provider for over 25 years.

At Real Estate Finance Group, we believe getting a mortgage should be a confident, well-informed experience, not a stressful one. Since 2001, REFG has helped thousands of Tennessee families and investors achieve their financing goals through decades of experience and access to hundreds of lending options.

Why choose Real Estate Finance Group?

Experience—more than two decades serving East Tennessee with knowledgeable, steady guidance.
Integrity—transparent communication and financing strategies built around your needs, not a one-size-fits-all approach.
Relationships—our business is built on referrals and repeat clients who trust us to deliver and to communicate.

-Want to lower your monthly payment?-

Consolidate High-
Interest Debt

Refinance
Now

Make Home
Improvements

Cash Out for a
Dream Vacation

Mortgage solutions for every stage of life.

Conventional, jumbo, FHA, VA, USDA, construction, investment property, DSCR, portfolio and more. With access to hundreds of programs, we help clients find the right fit, not just a rate. A better mortgage experience—efficient process, responsive communication, and a commitment to a smooth closing. More than numbers—lasting relationships. Our success is reflected in the trust our clients place in us and the referrals we continue to earn. When experience, relationships and trust matter, choose REFG.

25+ YEARS EXPERIENCE

1000+ LOANS CLOSED

$1 BILLION+ IN LOANS CLOSED

-Testimonials-

Neal is a total professional who supports you through the mortgage process answering questions and weighing the balance of options which support the best interest of his clients. I felt comfortable from the beginning and confident we had the best options available by listening to his advice.

Frederick Wallin, Knoxville Mortgage Client ★★★★★

We appreciate everything they did for us. Neal was the best on working with us on a time that we needed the most!
We will be forever thankful ♥️

Vanessa Le-Bellot, Knoxville Mortgage Client ★★★★★

Have had a great experience working with Neal. Neal is a knowledgeable,personable, go-getter that has gotten me great rates and made the process as seamless as possible both times that I have worked with him. I would recommend him to anybody on the market for a new home or refinance.

Matthew Dunn, Knoxville Mortgage Client ★★★★★

-REFG is Now Offering ARM & DSCR Loans-

We are now offering DSCR / Debt Service Coverage Ratio Loans. DSCR Loans are a type of mortgage used to purchase rental property. Using a DSCR loan, borrowers can obtain a mortgage based on a property’s rental analysis. No personal income or is needed to qualify. Debt service coverage ratio or DSCR factors in a property’s anticipated cash flow to determine the likelihood the borrower will repay a mortgage loan. It is found by dividing the borrower’s net operating income by their debt obligations, this incluedes the debt payment.

An ARM, also known as an Adjustable-Rate Mortgage, is a mortgage with a fixed interest rate for an initial period that adjusts, periodically for the rest of the loan’s term. This compares with a fixed-rate mortgage, in which the interest rate, monthly principal, and interest payments remain the same throughout the loan’s life.

Real Estate Finance Group
4707 Papermill Dr, # 102
Knoxville, TN 37909

Phone: 865-584-1584
Fax: 865-584-1484

www.refg1.com

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