Choosing Where to Get Your Upcoming Home Loan?
In addition to being licensed mortgage professionals, we provide a lot more services than large banks.
• Reduced prices and expenses.
• Collaboration with hundreds of lenders to find the best offer.
• Offer a variety of loan products, not just two or three.
• Close within 30 days.
• Focus on mortgages and refinances.
Why Opt for REFG?
• Experience: I have closed over $1 billion in loans, making me a proven industry leader.
• Integrity: Some of the most successful professionals in their fields are part of my professional referral network.
• Honesty: I have consistently represented the industry with integrity and goodwill.
You should work with a representative for your next home loan. Visit the professionals at home.
Fairness of Prices
Some businesses assert that their rates are the lowest. Others guarantee the lowest closing costs or fees, or none at all. The issue with both of these is that they are interconnected. Just like when you borrow money, there are expenses related to closing and documentation. Generally speaking, if a business says it is the lowest in one, it has increased the other to compensate. We’re not going to play this game. We make no claims to have the lowest prices and don’t post rates. We guarantee that you will understand each cost and how it was calculated, and that your rates and fees will be reasonable and competitive in the market.
During the COVID-19 pandemic, while many mortgage lenders increased their rates and fees, Real Estate Finance Group remained committed to fairness and transparency. We did not inflate our charges or raise our rates—we continued to offer the same competitive terms to our clients, staying true to our values and dedication to long-term relationships
Conventional, jumbo, and FHA loans are all available from the locally owned and run Full Service Mortgage company Real Estate Finance Group. There are two types of rates: fixed and adjustable. REFG is a fully owned and operated company with our headquarters located in Knoxville, Tennessee; we are neither a retail mortgage provider nor a “net branch.” Mortgage Broker Owners have superior status to “basic” mortgage loan officers working for retail mortgage companies, “net branches,” or joint ventures (affiliated business arrangements) because they have met a stringent set of minimum requirements that most basic mortgage loan officers have not met. Minimum requirements include education, net worth, testing, a strong credit history, finger printing, and a criminal background investigation.
Some of the most successful attorneys, financial advisors, real estate agents, and title professionals in the Knoxville, Tennessee, area are part of my network. I support referral-based businesses that are founded on integrity, reputation, and industry knowledge rather than on payment or financial gain from a referral. Real estate agents, title professionals, and insurance professionals are among the most successful real estate professionals in my network, and I will be happy to recommend them to you.
Selecting the best mortgage lender is a significant choice, and as President of Real Estate Finance Group, I genuinely care about your experience. Due to unethical lending practices, many loan officers have been forced to leave the industry or have been left behind. I have consistently upheld the highest standards of integrity and served as a goodwill representative for the mortgage sector.
